Buying car insurance to protect your car and any damage it may cause is an easy decision. But buying car insurance in Texas (with all our state’s unique laws) can be nothing short of torture if you don’t know all the ins and outs of coverage In Texas, there are minimum coverages that are required with every car insurance policy, and there are also optional coverages that you may likely need. Unfortunately, the minimum requirements are simply not enough to protect you. With an independent insurance agent, you’ll get the help you need in selecting the right car insurance coverages for the protection you deserve.